Privacy Policy

At, we endeavour to ensure the confidentiality, integrity, and security of your and your family’s personal information, at all times.

This privacy policy sets out how and Virtue Online Services Pvt. Ltd. (VOSPL) uses and protects any information that you share when you use this website.VOSPL is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, you can be assured that it will only be used in accordance with this privacy statement.

We may collect the following information:

  • Name and Contact information, including email address
  • Personal information, including date of birth and Permanent Account Number (PAN)
  • Demographic information such as gender and income
  • Information that is mandatorily required for KYC and carrying out transactions
  • Other information that can help us improve our services

You can access certain sections and features of CAGRfundsTM without registering or disclosing any personal information.

To avail the functionality of our services and start investing, you will be asked to register for an investment account (“CAGRfundsTM”). This involves creating a username and password (collectively, “Login Credentials”) and disclosing to us sensitive information that can identify you personally like your email address, correspondence address, and financial information such as your bank account or other payment instrument details (collectively, your “Registration Information”).

We need physical evidence of your personal details like PAN and the CAGRfundsTM Investor Application Form to satisfy regulatory requirements while your bank details are required to honour your investment instructions. We may also ask for such information as may be required to conduct KYC formalities in order to enable your investments.

We may also ask for additional personal information from time to time to meet new regulatory requirements or to provide you with other benefits of our services. As always, the information that we seek will only be for the purpose stated.

We use this information to contact you and undertake activities that you have specifically authorised us to do.

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic, or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Simply put, under no circumstance will we sell or rent your personal information to anyone, for any reason, at any time. Access to your Login Credentials, Registration Information, and any other personal information you provide is restricted and used in accordance with specific internal procedures in order to operate, develop or improve our services. All our employees have been selected in accordance with our security policies and practices and are bound by confidentiality obligations. They are subject to stern disciplinary action, including termination, civil liability, and criminal prosecution, if they fail to meet these obligations.

We may also use third party vendors or service providers to help us provide services to you, such as couriering documents to you on our behalf or operating the payment gateway functionality of the website. Such third parties are required to maintain the confidentiality of the information we provide to them under contract and under law.

CAGRfunds has appropriate security measures to protect against unauthorised access to or unauthorised alteration, disclosure and/or destruction of data. All stored information is appropriately encrypted and secured against unauthorised access. CONTROLLING YOUR PERSONAL INFORMATION

If you believe that any information we are holding on you is incorrect or incomplete, please email us as soon as possible at We will promptly correct any information found to be incorrect.