Women and Money: A Long Distance Relationship

Women and Money: A Long Distance Relationship


January 31, 2019
A large part of our belief system is based on how we are conditioned since childhood. I come from a time when most grand – mothers around me were quintessential homemakers. They were entrusted with the responsibility of taking care of the home, family and kids, while the men in the family were solely and […]

Learning from Warren Buffet Series – Part 4


January 16, 2019
This time, I have combined the key takeaways from 3 letters. Because, while Warren Buffet writes these letters with a gap of one year, we are trying to bring up these articles every month. So we need to avoid being repetitive. But, most of the knowledge imparted by him is so timeless and relevant, that […]
Aditi’s Money Story: I Was Always Conditioned To Save First

Aditi’s Money Story: I Was Always Conditioned To Save First


December 21, 2018
Aditi is one of my earliest female clients. And the reason I chose to write about her money story today, is because she inspires me. A couple of months back, a common friend gave me her contact and we decided to meet at her place. She was newly married and I had almost barged into […]

LEARNING FROM WARREN BUFFET SERIES – PART 3


December 8, 2018
After a long cooling off period, here is our third part of the much liked series from Mr. Kshitiz Jain. This one should be read by everyone as the takeaways are extremely relevant for Indians. Do participate in sharing the knowledge. Comment / Share / Like. Berkshire Hathway Shareholder letter – 1979 Learning 1 Buffet […]
Do health insurance plans cover maternity expenses?

Do health insurance plans cover maternity expenses?


November 30, 2018
“Maternity Plans” are not really separate plans. It is a feature which may be covered under normal health plans. However, only a few health plans offer maternity cover as part of their normal health plans. Key features of maternity cover are as follows: There is usually a separate waiting period for maternity coverage – This […]
Cancer Health Plans may be useful to consider!

Cancer Health Plans may be useful to consider!


November 30, 2018
A slew of niche healthcare plans have been launched recently. These plans cater to specific diseases only. Cancer Plans are one such category. Key features which are common across various Cancer Plans are as follows: Objective is to cover the expenses that arise out of diagnosis of any type of Cancer Benefits are generally payable […]
Everything about Top Up Health Insurance Plans

Everything about Top Up Health Insurance Plans


November 30, 2018
What are Top Up Plans? Also known as Deductible Plans, Top Up Health Plans provide a cover over and above a certain base cover. This base cover in most cases come from existing policies. Some Top Up Plans allow deductible options even without an existing insurance policy. In cases where there is an existing insurance […]

How does CAGRfunds charge zero to its customers?


September 7, 2018
At CAGRfunds, we help you to invest in “Regular Plans” of Mutual Funds. As such, we earn commissions from the AMCs (Asset Management Companies) based on the value of investments that we facilitate.  The commissions that we get are just one of the many components of the “Expense Ratios” of the funds. Since we get […]
I don’t like negative returns on my investment. What should I do?

I don’t like negative returns on my investment. What should I do?


September 3, 2018
Investors are just humans and every human is a different personality. And hence, our appetite to be able to see our money go up and down might vary as well. And what we want to do with our money is a very personal decision. So it is perfectly okay if you are an investor who […]
Will Debt Funds help you create wealth?

Will Debt Funds help you create wealth?


September 3, 2018
Debt funds are good investment vehicles to protect your capital and still earn more than your bank interest, but they may not sufficient to help you generate enough wealth to achieve financial independence. Let us understand this by an example. Assumptions: A 30-year-old salaried employee has a current monthly income of INR 1.5 Lacs Annual […]