This Independence Day, check if you are financially independent

This Independence Day, check if you are financially independent


August 14, 2018
A few months ago, I was out taking an evening walk when I happened to run across my old school friend, Gaurav. We both were elated to see each other after more than a decade and decided to grab some coffee and dinner. We walked into a nearby café and started marvelling over how the […]
Is SIP in tax saving funds useful?

Is SIP in tax saving funds useful?


August 1, 2018
At CAGRfunds, January to March quarter is perhaps the busiest for us. No special reason why it should be so, but it is. Why? Because, many of our investors wake up to the need for tax saving investments just then. And then they end up investing a lumpsum amount in tax saving funds (ELSS). What […]
Should you go for the NPS (National Pension Scheme)?

Should you go for the NPS (National Pension Scheme)?


August 1, 2018
If a genie popped in front of me today and granted me three wishes, the child inside me would probably want to get an endless supply of money, a surreal supply of cake and to live forever to enjoy all of those things. But everything in life has an expiry date, including our wealth and us. […]
How compound interest can make you wealthy!

How compound interest can make you wealthy!


August 1, 2018
You must have heard the phrase, “…with a cherry on top!” That would be what compound interest does for your money, and more. A relatively easy topic that we all covered in our tenth-grade mathematics. However, few of us managed to unravel the wonders that lie within its very basic formula. Compound Interest is earning […]
Everything about tax saving mutual funds

Everything about tax saving mutual funds


July 31, 2018
Tax Saving Mutual Funds or ELSS (Equity Linked Savings Scheme) funds are a type of mutual funds which give you tax benefits under section 80C and also enable growth in your investment. Like all other equity mutual funds, they too invest in the equity market. So what makes them unique and desirable? Potential of generating […]
Who will be paying for your old age?

Who will be paying for your old age?


June 14, 2018
Shrivastava uncle is 72 and his wife, Manjula aunty is 68. They are my next door neighbours. Extremely sweet and affectionate, they love to talk. They have three kids – all married and employed. Uncle himself was a tax consultant till a few years back. As he grew older, his ability to work 8 hours […]

How are the rich millennials planning for misery?


June 6, 2018
Last month I met a friend who was visiting Delhi for a mid – month break. Molly (name changed) was into sales of carbonated drinks and work brought her to Delhi on a Friday. So she stayed back and decided to spend some time off with her cousins and friends. We went to this cosy […]
Have you been taking hasty investment decisions?

Have you been taking hasty investment decisions?


May 31, 2018
Investing in equity is a little like marital courtships. The market rallies are like the butterflies in your tummy when you are courting your partner. Only till you realize that all is not hunky dory! The recent market volatility has shaken up a lot many investors. Those who jumped on to the equity bandwagon are […]
Is trading in stock markets your answer to create wealth?

Is trading in stock markets your answer to create wealth?


May 21, 2018
I grew up watching the black screen with constantly changing green and blue tickers. For a little while, I even used to handle my father’s clients who used to call every 15 minutes with a new “Buy” or “Sell” order to be placed. I was a kid just out of school then, with very little […]
Why you need to reallocate your portfolio in volatile markets?

Why you need to reallocate your portfolio in volatile markets?


May 18, 2018
How often have we come across the terms risk profiling and portfolio asset allocation? Okay, before you stop reading any further, let us ask you another question. Do you have that one person in your family who is a self – proclaimed doctor? That uncle who has no academic background of medicine yet has prescriptions […]