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CAGR For Her Personal Finance

15 Frugal Tips To Save A Lot Of Money

A frugal lifestyle is often confused with a life that sacrifices on quality. This is because the term frugal is, more often than not, misconstrued as a negative one. If done the right way, choosing to be frugal can actually add more value to your life. Do you agree?  The art of frugal living A […]

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A Step Further in Financial Planning

Money Habits of Entrepreneurs

A successful entrepreneur is aware that they need to have a clear purpose, value, and good return on investment for every rupee they spend. Ask any entrepreneur out there about the one skill that is crucial to their success, and the answer you are most likely to get is Financial Management.  Being an entrepreneur means […]

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CAGR Knowledge Series

5 Money Mantras for 2021

2020 might possibly be the most dynamic teacher we have had in our lives. The year really pushed us to take a step back and take a long, hard look at how our lives are built, the foundation of everyday lives and the framework of how we go about doing it. While the importance of […]

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CAGR For Her Tax Planning

Feelings & Finances – the domino effect

Women, emotions and the impact of that on the relationship with money. The Law of Attraction is the ability to attract into our lives whatever we are focusing on. It is believed that this law uses the power of the mind to translate whatever is in our thoughts and materialize that into reality. In basic […]

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Personal Finance

Building financial immunity during the pandemic

Ever since the beginning of the COVID-19 outbreak, there’s been a gush of information about preventative measures one must adhere to, to remain safe. They are all simple and effective ways to keep the virus at bay. Something even children can follow with ease. One of the important do’s on that list being, building the […]

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Personal Finance

How to keep things on track during the pandemic?

A handy checklist for your reference. DO’s Increase liquidity – Enhance your emergency funds to double the amount Reduce extra expenses – the lockdown is making us online shopaholics. The general tendency is such that the need for gratification is finding solace in spending online. Use surplus time to build a financial plan Take calculated risks Take […]

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Tax Planning

The 50/30/20 Formula

The path to achieving financial wellness starts by inverting the equation of ‘income minus expenses’ into ‘ income minus savings’. Does moulding your money habits seem too overwhelming? Does thinking of how to build a road towards the future and get started makes you feel at the end of your wit? You don’t need to […]

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Tax Planning

Dodge these Investment Pitfalls in 2020

As you take stock of the triumphs and blunders made in 2019, the new year is the best time to brush up on the basics and become a better investor. Most mistakes investors make are due to their own biases which keep them from making rational decisions. These biases are psychological – they are basically […]

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Tax Planning

What is the most poorly understood area of personal finance?

Success in personal finance is based on some simple practices followed by individuals over a long period of time. Charlie Munger has summarized it well in 15 words: Spend less than you make; always saving something. Put it into a tax-deferred account. I often feel people under-appreciate the importance of tax deferral for their investments. I have created […]

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Tax Planning

Mental Shift – one small step towards making you richer

In order to properly balance living in a sometimes chaotic world, it is important for you to have beneficial attitudes. This is especially important when managing your finances. With very simple but effective steps, this too can be very easily done. Here are a few ways of how some of our clients implemented a mental shift to […]

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Tax Planning

Financial literacy among children Education of a child begins at home and in India, I have not seen many parents talking about “money” and “finances” to children from a very tender age. The conversation is limited to what we can buy for them and vice versa. Conversations around savings, rising cost of living, goals is largely missing. […]

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Tax Planning

Life lessons that stuck to me

Life and failure are the biggest teachers, as they say. Every day in life is a learning of a different kind and some of the lessons learned stick with us forever. And of course, teachers come in different forms – a friend, a colleague, a family member, a mentor or simply even a book or […]