CAGR Insights is a weekly newsletter full of insights from around the world of web.
| Index | 12-Apr-24 | 05-Apr-24 | Change |
| Nifty 50 | 22,516 | 22,526 | -0.04% |
| Nifty 500 | 20,751 | 20,720 | 0.15% |
| Nifty Midcap 50 | 14,052 | 13,979 | 0.52% |
| Nifty Smallcap 100 | 16,509 | 16,354 | 0.95% |
Chart Ki Baat
Chart credits: @QCompounding
Gyaan Ki Baat
Crowdfunding is a method of raising funds for a project, venture, or cause by pooling small amounts of money from a large number of people, typically via the internet. It bypasses traditional financing avenues like banks or venture capitalists, allowing individuals or organizations to solicit contributions or investments from a wide audience. Crowdfunding platforms facilitate this process, offering a space for creators to showcase their projects and for potential backers to pledge their support. Depending on the platform and the type of crowdfunding model used (such as donation-based, reward-based, equity-based, or debt-based), backers may receive perks, products, equity, or interest in return for their contributions. Crowdfunding has become increasingly popular for startups, creative projects, charitable causes, and even personal expenses.
Here’s the list of curated readings for you this week:
Personal Finance
- Understanding the 4% Rule in Retirement Planning – The 4% rule in retirement planning suggests withdrawing 4% of one’s savings annually, adjusted for inflation, but its efficacy varies due to market unpredictability and individual circumstances. Read here.
- The Myth of Luck – Understanding the distinction between luck and what isn’t repeatable is crucial in learning from successful individuals and applying their strategies effectively in business and investing. Read here.
- A Roadmap to Money Management Success – Establishing financial safety with an emergency fund and paying off high-interest debt precedes saving for retirement and fulfilling life goals, while aspirational goals like maxing out retirement accounts come in the endgame of financial planning. Read here.
Investing
- AI Revolution Takes Flight at Microsoft AI Tour – The rise of AI, from statistical to cognitive engines, is transforming industries globally, driving productivity gains and innovation, with Microsoft’s Copilot as a notable example. Read here.
- Exploring the Intersection of Longevity, Financial Wellbeing, and Life Stages – Insights from Dr. Thomas Mathar on Standard Deviations with Dr. Daniel Crosby. Listen here.
- Embracing the Uncomfortable Truth – Navigating financial markets requires confronting uncomfortable truths, from the dominance of large corporates to the inevitability of changing interest rates, challenging investors’ established beliefs and strategies. Read here.
Economy
- Delayed Rate Cut Forecasts Amidst RBI’s Steady Policy Stance – Indian overnight indexed swap (OIS) rates have risen post-RBI meeting, indicating expectations of a rate cut in early 2025 instead of late 2024, with market sentiment influenced by robust growth and inflation concerns. Read here.
- India’s AI Evolution – Enterprise and government sectors in India are increasingly leveraging AI and technology, with focus on applications such as customer service enhancement, digital infrastructure development, and fostering innovation, poised to drive significant economic growth. Read here.
- Geopolitical Tensions Drive Bullion Surge – Gold prices soar to record highs amidst global tensions, central bank purchases, and speculation on monetary policy changes. Read here.
- The Yuan-Rupee Linkage – The Indian rupee’s recent movement appears to be more closely linked to the Chinese yuan than to the US dollar, potentially affecting India’s export competitiveness. Read here.
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That’s it from our side. Have a great weekend ahead!
If you have any feedback that you would like to share, simply reply to this email.The content of this newsletter is not an offer to sell or the solicitation of an offer to buy any security in any jurisdiction. The content is distributed for informational purposes only and should not be construed as investment advice or a recommendation to sell or buy any security or other investment or undertake any investment strategy. There are no warranties, expressed or implied, as to the accuracy, completeness, or results obtained from any information outlined in this newsletter unless mentioned explicitly. The writer may have positions in and may, from time to time, make purchases or sales of the securities or other investments discussed or evaluated in this newsletter.