Browse category by CAGR Knowledge Series

Things To Know Before Buying A Credit Card


May 6, 2021
Applying for your first credit card is a huge milestone in your financial journey and can often prove to be a daunting task. Understandably, since there are over a hundred different cards available in the market and very little guidance on how to go about it.  We believe credit cards are powerful financial tools, if […]

5 Money Mantras for 2021


January 19, 2021
2020 might possibly be the most dynamic teacher we have had in our lives. The year really pushed us to take a step back and take a long, hard look at how our lives are built, the foundation of everyday lives and the framework of how we go about doing it. While the importance of […]
PPFAS – CAGRfunds conviction recommendation

PPFAS – CAGRfunds conviction recommendation


March 16, 2019
Parag Parikh Long Term Equity Fund (PPLTE) is the only equity fund that is managed by the investment team of PPFAS. As a recent entrant in the Mutual Fund Industry (fund was launched in May 2013), it is not the most popular fund in the market. At least we do not see people including them […]
Do health insurance plans cover maternity expenses?

Do health insurance plans cover maternity expenses?


November 30, 2018
“Maternity Plans” are not really separate plans. It is a feature which may be covered under normal health plans. However, only a few health plans offer maternity cover as part of their normal health plans. Key features of maternity cover are as follows: There is usually a separate waiting period for maternity coverage – This […]
Everything about Top Up Health Insurance Plans

Everything about Top Up Health Insurance Plans


November 30, 2018
What are Top Up Plans? Also known as Deductible Plans, Top Up Health Plans provide a cover over and above a certain base cover. This base cover in most cases come from existing policies. Some Top Up Plans allow deductible options even without an existing insurance policy. In cases where there is an existing insurance […]
Company health insurance or Separate health insurance?

Company health insurance or Separate health insurance?


August 28, 2018
“At CAGRfunds, we do a weekly session of knowledge sharing within the team. Last week, we had a rather long discussion on whether a separate health cover is required if the employee is covered by his or her company health insurance (Mediclaim) policy. So we started digging into the various critical reasons as to why […]
The debate between Term Insurance and Endowment Plans is finally over!

The debate between Term Insurance and Endowment Plans is finally over!


August 21, 2018
Yesterday, I was scrolling through Facebook and chanced upon this really funny ad starring Akshay Kumar and Sumeet Vyas. While the deceased Sumeet pleads the new age Yamraaj (aka Akshay) to give him another life in lieu of “behen ki shaadi, beti ki padhai, ghar ka kharcha, gaadi ki EMI”, he is asked a very […]