CAGR Insights is a weekly newsletter full of insights from around the world of web.
| Index | 13-Jan-23 | 06-Jan-23 | Change (%) |
| Nifty 50 | 17,956 | 17,859 | 0.54 |
| Nifty 500 | 15,346 | 15,272 | 0.48 |
| Nifty Midcap 50 | 8,747 | 8,752 | -0.06 |
| Nifty Smallcap 100 | 9,675 | 9,656 | 0.20 |
Gyaan of the week
Multi-Asset Allocation Funds are hybrid funds that invest a minimum of 10% in at least 3 asset classes. These funds typically have a combination of equity, debt, and one more asset class like gold, real estate, etc.
The multi-asset allocation Mutual Funds are suitable for investors who have a low-risk appetite but want to enjoy steady returns on their investments. It helps to even out the risk that comes along with investing in just one type of asset class. It ensures a steady flow of income for the investors even at a time when some asset classes are underperforming than usual.
Here’s the list of curated readings for you this week:
Personal Finance
- What Fund Managers Do With Their Money – Fortune India asked India’s top money managers how they handle their finances. Here are some investment lessons from the best of the best. Read here.
- Nitin Kamath on bonds for retail investors. – We’ve always believed that bonds and maybe not stocks are the right stepping stone for most Indians—better than FD returns but lower risk than stocks. Read twitter thread here.
Investing
- Stocks Ki Baat – Maithan Alloys – In the 3rd edition of our “Stocks Ki Baat” series, we write about a Ferro Alloy company. The company is the largest manufacturer of manganese alloys in India. Read here
- Interest rate rise does not impact equity returns – Most of the impact that declining interest rates had on asset prices (particularly U.S. stocks) occurred during the 1980s (and somewhat into the mid-1990s). After that, the impact of declining interest rates may not be as significant. Read here.
- 1979 Profile of Warren Buffet: The investor’s investor – He thinks of stocks only as a fractional interest in a business and always begins by asking himself “ How much would I pay for all of this company? And on that basis, what will I pay for 1% of it?” Read twitter post here.
- Indian Exchanges – Rise of Option Turnover – The trading volumes in India’s capital markets have seen significant growth in recent years. NSE’s Cash Equity volumes have tripled and Futures volumes have more than doubled over the last seven years. Read here.
- Tata Neu is not working– Tata Group’s ambitious super app is expected to meet just half of the sales target in its debut year. Read here.
Economy
- CareEdge releases first edition of state’s ranking – Maharashtra tops the overall ranking of all states, with a favourable score in social, financial inclusion and fiscal categories. Gujarat ranks second and fares well in economic and fiscal categories, while Tamil Nadu ranks third with an edge in social and governance categories. Read here.
- States may borrow only around 65% of Jan-Mar calendar, sources say– States are flush with ample cash and spending remains sluggish, so they would not need to borrow the entire amount, the official said. In a note on Tuesday, IDFC FIRST Bank estimated state governments have a cash surplus of around 3 trln rupees in December. Read here.
CAGR Speak
- Fixed Deposit rates have increased. Should I now invest in fixed deposits? Well, for me, I am still not investing in Bank Fixed Deposits says Shruti. Then what? Read the linkedin post here.
- Zerodha’s annual profit are amazing. Read the linkedin post here.
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Check out CAGRwealth smallcase portfolios here.
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That’s it from our side. Have a great weekend ahead!
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The content of this newsletter is not an offer to sell or the solicitation of an offer to buy any security in any jurisdiction. The content is distributed for informational purposes only and should not be construed as investment advice or a recommendation to sell or buy any security or other investment or undertake any investment strategy. There are no warranties, expressed or implied, as to the accuracy, completeness, or results obtained from any information outlined in this newsletter unless mentioned explicitly. The writer may have positions in and may, from time to time, make purchases or sales of the securities or other investments discussed or evaluated in this newsletter.