Ajay, my neighbor, was a regular “fitness freak” and never failed to capture my avid respect for his assiduous dedication to his fitness regimen. Three years ago, I was impressed enough to seek his friendship and invited him over for dinner. It was across the dinner table that I discovered his personal dilemma. His passion […]
Ajay and Vijay are two IT professionals working for the same firm. Having completed one year in office, they are excited about the performance bonus that they are going to receive. Both of them worked really hard throughout the year and it is time they reap the benefits of their hard work. On one such […]
If you were standing at the crossroads, in a new city, unsure of which direction to take and you observe 9 out of 10 people moving towards the left, isn’t it likely you will follow the more numerous group? This is an illustration of the herd mentality that we are all prone to, especially in […]
SIP or Systematic Investment Plan – A term which has off late been doing the rounds in the world of investing. Every financial advisor you meet will recommend a few SIPs to you. Do you often feel bogged down by the what(s), why(s) and how(s) of these SIPs? Read on to find out everything you […]
India loves nothing more than its cricket. And cricket is best epitomized in the all exciting and our very own Indian Premier League. However, if we spare a thought, IPL is not just a game. The learnings that we can derive from IPL are applicable in multiple facets of life. Let us see how you […]
A few days back, I met an old school friend Rajeev on my flight from Mumbai to New Delhi. We started reminiscing about our old school days and the time just flew by. Rajeev has done well in his career and is working as a Management Consultant with a reputed consulting firm. Somehow, the discussion […]
“My mother had a great deal of trouble with me, but I think she enjoyed it.” – Mark Twain Such is motherhood – an epitome of love, dedication and care. Historically, India has been a patriarchal society – where men earn and take care of all finances and women handle an equally challenging task of […]
The other day, my mother asked me to teach her cycling. I went speechless for a few minutes, until she spoke up – “I taught you cycling when you were three. Why can you not spend time teaching me now?” I wish I could tell her, “Mom, I was three and you are Sixty – […]
Rahul and Ajay are college friends who are currently working in reputed firms in the country. Both of them have now been working for 10 years. They happen to meet each other in their college reunion party and they were delighted to see each other after a long time. Rahul asked Ajay about his job […]
Rahul earns Rs. 60,000 a month in a multi-national company, while his boss, Manoj earns Rs. 90,000 a month. After having worked for 15 years in the company, both of them wanted to buy a home for their family. Rahul bought a 3 BHK for his family, but Manoj is still figuring out ways to […]
We have all been through the stage when we feel too damn excited about our new job, haven’t we? Our joy knows no bounds especially when we receive our first pay-cheque. After having spent the required amount of money on our different necessities, one obvious thought looms large: What next? And this is where financial […]
Rebalance and diversify Your Portfolio Do you park all your surplus funds in Fixed Deposits? Or are you someone who is an avid believer of investing in stocks? The risk associated with investing in a single instrument is fairly large. Diversification across asset classes is essential to ensure we do not suffer a major setback […]