Browse category by Personal Finance

Do health insurance plans cover maternity expenses?

Do health insurance plans cover maternity expenses?


November 30, 2018
“Maternity Plans” are not really separate plans. It is a feature which may be covered under normal health plans. However, only a few health plans offer maternity cover as part of their normal health plans. Key features of maternity cover are as follows: There is usually a separate waiting period for maternity coverage – This […]
Everything about Top Up Health Insurance Plans

Everything about Top Up Health Insurance Plans


November 30, 2018
What are Top Up Plans? Also known as Deductible Plans, Top Up Health Plans provide a cover over and above a certain base cover. This base cover in most cases come from existing policies. Some Top Up Plans allow deductible options even without an existing insurance policy. In cases where there is an existing insurance […]
I don’t like negative returns on my investment. What should I do?

I don’t like negative returns on my investment. What should I do?


September 3, 2018
Investors are just humans and every human is a different personality. And hence, our appetite to be able to see our money go up and down might vary as well. And what we want to do with our money is a very personal decision. So it is perfectly okay if you are an investor who […]
Will Debt Funds help you create wealth?

Will Debt Funds help you create wealth?


September 3, 2018
Debt funds are good investment vehicles to protect your capital and still earn more than your bank interest, but they may not sufficient to help you generate enough wealth to achieve financial independence. Let us understand this by an example. Assumptions: A 30-year-old salaried employee has a current monthly income of INR 1.5 Lacs Annual […]