Posts by CAGRfunds Team

How to keep things on track during the pandemic?


August 6, 2020
A handy checklist for your reference. DO’s Increase liquidity – Enhance your emergency funds to double the amount Reduce extra expenses – the lockdown is making us online shopaholics. The general tendency is such that the need for gratification is finding solace in spending online. Use surplus time to build a financial plan Take calculated risks Take […]

The 50/30/20 Formula


February 4, 2020
The path to achieving financial wellness starts by inverting the equation of ‘income minus expenses’ into ‘ income minus savings’. Does moulding your money habits seem too overwhelming? Does thinking of how to build a road towards the future and get started makes you feel at the end of your wit? You don’t need to […]

Dodge these Investment Pitfalls in 2020


January 23, 2020
As you take stock of the triumphs and blunders made in 2019, the new year is the best time to brush up on the basics and become a better investor. Most mistakes investors make are due to their own biases which keep them from making rational decisions. These biases are psychological – they are basically […]

What is the most poorly understood area of personal finance?


October 3, 2019
Success in personal finance is based on some simple practices followed by individuals over a long period of time. Charlie Munger has summarized it well in 15 words: Spend less than you make; always saving something. Put it into a tax-deferred account. I often feel people under-appreciate the importance of tax deferral for their investments. I have created […]