Month: September,2018

How does CAGRfunds charge zero to its customers?


September 7, 2018
At CAGRfunds, we help you to invest in “Regular Plans” of Mutual Funds. As such, we earn commissions from the AMCs (Asset Management Companies) based on the value of investments that we facilitate.  The commissions that we get are just one of the many components of the “Expense Ratios” of the funds. Since we get […]
I don’t like negative returns on my investment. What should I do?

I don’t like negative returns on my investment. What should I do?


September 3, 2018
Investors are just humans and every human is a different personality. And hence, our appetite to be able to see our money go up and down might vary as well. And what we want to do with our money is a very personal decision. So it is perfectly okay if you are an investor who […]
Will Debt Funds help you create wealth?

Will Debt Funds help you create wealth?


September 3, 2018
Debt funds are good investment vehicles to protect your capital and still earn more than your bank interest, but they may not sufficient to help you generate enough wealth to achieve financial independence. Let us understand this by an example. Assumptions: A 30-year-old salaried employee has a current monthly income of INR 1.5 Lacs Annual […]
Should I invest in Debt Funds or Equity Funds?

Should I invest in Debt Funds or Equity Funds?


September 3, 2018
Both Debt and Equity Mutual Funds are thriving in the Indian Financial Market. But which one should you as an investor choose between the two? When are Debt Funds suitable? When you want to park some surplus cash for using it within 3 years For creating your Emergency Fund From an asset allocation perspective (when […]