Categories
Tax Planning

5 Tips To Customise The Perfect SIP Plan For You-

There are so many different options and ways in which you can catapult your journey towards financial freedom if you make the decision to wisely invest your money. We often find that taking the first step towards our goals is the most bewildering as there are so many financial products available in the market. If […]

Categories
Tax Planning

5 Tips To Optimize Your First Salary

When we first earn our hard-earned salary, our emotions often get the best of us, and we end up spending so much that we’re left with almost nothing, too soon. What’s worse, it might end up as a bad habit and will hurt us in the long run. Relying on well-known baristas every day for […]

Categories
Tax Planning

Here’s Why SIPs Are A Great Idea!

We’re all taught how to dream big from day one. Be it your dream house, owning that Porsche or going on that bucket-list trip, we’ve been encouraged to aspire.While everyone teaches us to dream big, no one shows us HOW to reach these goals. On some days, we’re confident of ourselves and our dreams. On […]

Categories
Tax Planning

Smash The Patriarchy: Here’s Why Indian Women Are Buying More Homes.

Owning a home is perhaps one of the biggest accomplishments for anyone. Apart from creating an asset under your name and building a safety net for yourself, there are several reasons why it’s important to own a home, especially in today’s times. Interestingly, studies suggest that more and more Indian women are now opening up […]

Categories
CAGR For Her Tax Planning

Feelings & Finances – the domino effect

Women, emotions and the impact of that on the relationship with money. The Law of Attraction is the ability to attract into our lives whatever we are focusing on. It is believed that this law uses the power of the mind to translate whatever is in our thoughts and materialize that into reality. In basic […]

Categories
Tax Planning

The 50/30/20 Formula

The path to achieving financial wellness starts by inverting the equation of ‘income minus expenses’ into ‘ income minus savings’. Does moulding your money habits seem too overwhelming? Does thinking of how to build a road towards the future and get started makes you feel at the end of your wit? You don’t need to […]

Categories
Tax Planning

Dodge these Investment Pitfalls in 2020

As you take stock of the triumphs and blunders made in 2019, the new year is the best time to brush up on the basics and become a better investor. Most mistakes investors make are due to their own biases which keep them from making rational decisions. These biases are psychological – they are basically […]

Categories
Tax Planning

What is the most poorly understood area of personal finance?

Success in personal finance is based on some simple practices followed by individuals over a long period of time. Charlie Munger has summarized it well in 15 words: Spend less than you make; always saving something. Put it into a tax-deferred account. I often feel people under-appreciate the importance of tax deferral for their investments. I have created […]

Categories
Tax Planning

Mental Shift – one small step towards making you richer

In order to properly balance living in a sometimes chaotic world, it is important for you to have beneficial attitudes. This is especially important when managing your finances. With very simple but effective steps, this too can be very easily done. Here are a few ways of how some of our clients implemented a mental shift to […]

Categories
Tax Planning

Financial literacy among children Education of a child begins at home and in India, I have not seen many parents talking about “money” and “finances” to children from a very tender age. The conversation is limited to what we can buy for them and vice versa. Conversations around savings, rising cost of living, goals is largely missing. […]

Categories
Tax Planning

Life lessons that stuck to me

Life and failure are the biggest teachers, as they say. Every day in life is a learning of a different kind and some of the lessons learned stick with us forever. And of course, teachers come in different forms – a friend, a colleague, a family member, a mentor or simply even a book or […]

Categories
Personal Finance Tax Planning

5 Lessons of Financial Prosperity Inspired by Lord Ganesha

Lord Ganesha, also known as Ganpati is believed to be the God of wisdom, a symbol of happiness, prosperity, knowledge and remover of obstacles. Adored by his devotees, there is a lot of inspiration that we can take about financial planning from the Lord himself. Here are 5 lessons of financial prosperity from Ganpati Bappa. […]